See how you can benefit from the RBC Cash Back Mastercard! Get amazing rewards points while also paying minimal. 

What is the next step when you want to apply for a credit card? Normally you go straight into applying for it. But you are smarter, and you want to know about a lot of things first. And we are here to help you all the way. Let’s learn more about it. 

Today, we will be showing you not only the bad side of the RBC Cash Back Mastercard credit card, but also the benefits it has. Even more, we will talk about the credit score. If you want to know more about this credit card, keep reading. 

Why we recommend the RBC Cash Back Mastercard credit card 

So, do we really recommend the RBC Cash Back Mastercard credit card? Yes we do. The credit card is almost one of the best things you will find. We won’t say is the best because we do not know your situation, but it might be. 

Now, the RBC Cash Back Mastercard credit card has so many things to help you, you can earn rewards points easily. To earn them, you just need to spend money normally like you would with any credit card, but with this one. 

If you want to redeem them, it is easy. The amount of points you will earn will depend on what you buy. If you go dining or some entertainment, you earn two points for every dollar spent. And of course, in everything else, you will earn one point for a dollar. 

Of course, you can redeem them. One of the main things that will help you and get you benefits is the redemption. For example, 30 thousand points are around $150 in traveling. But of course, it does not need to be only travel. That is why we recommend it. 

What can I use the credit card for? 

To use the RBC Cash Back Mastercard credit card, there is not much we can do. The credit card on itself is already perfect. You do not have a specific and only reason to use it, you can use it on anything, but since it does have a rewards program, we can see the focus of it. 

The RBC Cash Back Mastercard credit card is a credit card focused really on purchases. With the rewards program, the more you buy with the card, the more points you can earn. Of course, the most common place where you can earn more points is in dining and entertainment. 

That does not mean the rest does not give you anything. When we said that the RBC Cash Back Mastercard credit card helps you in anything, we mean it. The credit card will indeed help you whenever you need. In every other purchase, you get a point for dollar spent. 

Credit card advantages 

So, what do you think of the RBC Cash Back Mastercard credit card until now? We are sure you at least find it interesting. Which is why we are here. If you keep reading down below, we bring you a list of all the benefits that the card has. So let’s see. 

• Earn 35,000 points* when you spend $2,000 within 180 days of account opening ($175 travel value) 
• First year annual fee rebate for the primary cardholder* ($25 value) 
• Earn 2 points for every $1 on dining and entertainment purchases 
• Earn 1 point for every $1 spent on all other purchases. 
• Low annual fee and interest rate 
• Earn points on every purchase, with double points for dining/entertainment 
• Flexible redemption options with no expiry 
• Generous welcome bonus, including fee rebate 
• Basic insurance protection included 
• Purchase Assurance, Extended Warranty, and Price Protection 

Credit card disadvantages 

Even the best of the best will not benefit everyone. Which is why the RBC Cash Back Mastercardcredit card not having only benefits is not a bad thing. It is very natural. Down below, we bring you all the cons that this card has. 

• Cards offer higher points value 
• Fewer benefits compared to some competitors 
• No comprehensive travel insurance 
• Foreign currency fee and balance transfer fee apply 

How is credit analysis carried out in the RBC Cash Back Mastercard credit card 

So, when you apply for a credit card, you are probably already expecting the RBC Cash Back Mastercard credit card to be quite hard to get. Meaning you need a higher credit score, but we will get ahead of ourselves. 

The credit card does go through a credit analysis, and it is also not the only one that does that. Just like hundred of other, you can wait the same from this one. The credit analysis will essentially look for any problem that might have happened financially. 

It starts right at the application. When you get the application form for the RBC Cash Back Mastercard credit card you need to fill some documents to prove the identity. And it is then where the company is able to look all of it.  

And all of it we mean debts, gains, good, and bad and all the ones in between. Which is good and bad, since the negative ones will lower your score. Remember, now that you have a credit score, that will define a lot of things about the card. 

Is there a maximum and minimum credit card limit? 

If you want to apply for the RBC Cash Back Mastercard credit card, then you must know that learning about the limit will be very unnecessary. That is because it is assigned to the person that has the card, based on the credit score you got. The higher, the bigger the limit. 

Do you want to request? Learn how to get the RBC Cash Back Mastercard credit card right here. 

So, do you want to apply for the RBC Cash Back Mastercard credit card? It might be a little complicated if you do not know where to start, but we are here to help. If you want to know more about how to apply for the card, click down below. Let’s see.