Ads
SimplyCash®️ Card from American Express
-
Card Type
Credit Card
-
Annual Fee
No annual fee
-
Annual Interest Rate
20.99% on purchases and 21.99% on funds advances
-
Additional Cards
No annual fee
Earn up to $100 in Statement Credits
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.
See how to request the SimplyCash®️ Card from American Express
So, what do you think about the SimplyCash®️ Card from American Express? Surely the last article, the first half of a whole, has left an impression on you. We surely hope it left a good and fulfilling impression and not a bad one.
We saw all the pros and cons you have with the card, so just by that part alone you can make a decision about applying for the card or not. But if we talked about everything that the SimplyCash®️ Card from American Express can offer, what we will say now?
Now we are going through all the little details for the application process. That includes the requirements needed, the documents, what you need to know about the card experience and way more! So if you are interested in learning all of that, keep reading.
Discover the best credit cards across Canada
What are the requirements needed to apply?
How have you been applying for credit cards? When you apply for a card, it is normal to fill out a form. That form, of course, has things like where are you from and all. Which is why that if you do apply for the SimplyCash®️ Card from American Express, you need to meet some requirements. Those are obligatory and there is no way of getting the card if you don’t have them. Let’s see.
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
What documents are needed to request the SimplyCash®️ Card from American Express
Anything you see always needs a proof. You want to buy a house? You need to prove you have a steady income to get a loan. Likewise, you want to go to college? You need to prove you finished school, and the list goes on. For credit cards, you need to prove that you are who you are, meaning, your information is true. Let’s see the documents needed for the SimplyCash®️ Card.
- Proof of identity;
- Proof of income;
- Proof of residency.
What are the biggest uses of this credit card?
They see if a credit card is the best for you, you need to apply for it. But before, if you do not like surprises, you can always do something. And that is searching the main uses a credit card has. Which is why down below we bring you the main ones that the SimplyCash®️ Card from American Express has. If you want to know more, keep reading.
Cashback
Cashback is one of the main benefits that the SimplyCash®️ Card from American Express has. With it, you can earn 2% cash back on eligible gas station purchases in Canada. You can also earn 2% cash back on eligible grocery store purchases in Canada (up to $300 cash back annually). And more 1.25% cash back on all other purchases.
America express experiences
Then we have the American Express experiences. You get the front of the line presales, where you can get access to some of the most on-demand – concerts, theater and restaurants before others. You also get the reserved ticket one, to have more privacy.
Along with the entertainment with American Express experiences to get lots of offers. The dining with American Express experiences for special access to restaurants, food festivals and more. And many others like the retail, wellness, and onsite with American Express experiences.
Travel benefits
The SimplyCash®️ Card from American Express also offers a travel accident insurance. If you happen to go through an accidental death and or dismemberment, the insurance covers up to 100 thousand. It happens when you fully charge your common carrier tickets to the card.
No annual fee
Then we have the lack of annual fee. Being an important credit card, and a very good one, it is normal that it would have an annual fee. The thing is, it does not. The amazing SimplyCash®️ Card from American Express does not have that fee.
Which means anything and everything you have seen until now, about benefits, nice details and fees will all be free, since the card is not paid. So yes, those are the main profiles for this card.
Our advice for those who are going to apply for the SimplyCash®️ Card from American Express
Do you desire some help to apply for the SimplyCash®️ Card from American Express? Well, the application is easy, what we want to help you with is with advice. As you can see, this is an amazing credit card, the only thing stopping you is the score.
Don’t miss the chance to get this credit card, which is one of the best out there!
We advise you to have a very good credit score before applying for the card, or else you will be denied. Being denied many times can affect your score. Which is why this is our advice. Be careful and if you are sure you will not get it, make your score go up and try again.
Weighing advantages and disadvantages – Is it worth it?
Is the card really worth it? Seeing the downsides of it, we are able to see that you need an amazing credit score, and the cashback can only be changed once a year. In our opinion, those are things you can actually not really care about.
That is, if comparing it to the benefits, they do become rather insignificant. You get high rewards rates in various categories, an intro APR period, traveling benefits, shopping coverage and more! You even are able to get all of that without paying an annual fee. So yes, we believe the card to be worth it.
Request your credit card SimplyCash®️ Card from American Express on the official website once and for all!
Do you enjoy learning about new credit cards? We hope your experience learning about the SimplyCash®️ Card from American Express is a good one. Not only because you are able to learn more and faster this way, but also because it might actually be your future card.
You probably liked this one, if you are reading until now, and if you are, we want to help you apply for it. If you want to apply for the SimplyCash®️ Card from American Express, then click down below. That way, you will be able to do it faster.