See how you can benefit from the SimplyCash®️ Card from American Express! Also, learn how to get $100 in statement credits down below with the card! 

Did you know that the SimplyCash®️ Card from American Express is actually an amazing credit card? It is the beginning of another article about a good card, so maybe you are not yet convinced of our word. But you will see. 

The SimplyCash®️ Card from American Express has some great offers, like the welcome bonus of $100 in statement credit. Not everyone is eligible for this offer. It is only if you are new to the SimplyCash®️ Card from American Express. 

If you are a current member, the company might approve of you, but you are not eligible. So, it is with that and the promise of much more that we begin with the SimplyCash®️ Card from American Express review! Let’s see down below way more! 

Why we recommend the SimplyCash®️ Card from American Express credit card 

So why would we recommend the SimplyCash®️ Card from American Express? If we go from what we said above, only new members can use this amazing offer. But a card is not only good because of a welcome bonus. There is much more you can get. 

With this credit card, you get unforgettable experiences. You are able to enjoy an exclusive ticket access to virtual events, live performances and way more with the American Express experiences program. Also, if you refer a friend, you can earn a bonus of cashback of $375. 

Did you know that the credit card also has travel benefits? With this credit card, you can be covered up to 100 thousand of accidental death and dismemberment insurance when you fully charge your common carrier tickets to the SimplyCash®️ Card from American Express. 

Even more, this card has some borrowing options that can be helpful. You can have some flexible features to flexible payments. Also, you can, once again, benefits of certain borrowing options. Well, there is simply much you got to know, so, we recommend it. 

What can I use the credit card for? 

Is there any specific use for the SimplyCash®️ Card from American Express? Should you be worried when applying for it? Well, technically no. You see, as far as we can see this credit card seems free, with the preference for a certain group of people.  

Maybe those who travel much and spend more money. Now, this does not mean you can not apply for it if you do not do that, it just means you might not get as many benefits. The card, as we mentioned, is free, but it also seems more professional. So it is something the average person might not enjoy. 

Credit card advantages 

What is it that makes a credit card loveable? There is a long list of important factors, and it is also important that you learn what they are. Which is our job. Today, we are here to bring you a list of all the benefits that the SimplyCash®️ Card from American Express has. If you are interested in learning it, keep reading down below. 

• 5% cash back on up to $50,000 a year in combined spending on U.S. wireless phone service and U.S. office-supply store spending. 
• 3% cash back on up to $50,000 a year in spending on a category you choose, from a list of eight options. 
• 1% cash back on all other spending. 
• No annual fee 
• High rewards rates in certain categories 
• Intro APR period on Purchases 

Credit card disadvantages 

As we mentioned above, we talked about so many benefits you have with the SimplyCash®️ Card from American Express. Of course, we could not end everything there, and we are here to bring you the opposite. That is right, today we will bring you the downside of having the SimplyCash®️ Card from American Express. If you are interested in learning more, keep reading. 

• Complicated rewards program 
• Bonus categories can be changed only once a year 
• You need good or excellent credit 

How is credit analysis carried out in the SimplyCash®️ Card from American Express 

Should you learn what is the credit analysis? If in doubt, the answer is always yes. You see, the credit analysis is one of the most important points that a credit card will have in its life. Or well, before it has life, since it is done before you can get it. 

So, how is the credit analysis made with the card? Well, it will start before you get it, but after applying for it. To make the analysis come true, the company need your personal documents, and they can only get them if you apply for the card. 

Now, after you send your personal information, it will be simple to find the credit history. The company is going to look for all debts, payments, earnings and spendings. After all is said and done, you get a credit score. 

Now, how nice that credit score may seem, it will define your probability of getting approved or denied of the credit card. Which means yes, you do not need an amazing score, but since it also defines other fees, it is nice to get a bigger one. 

Is there a maximum and minimum credit card limit? 

With the SimplyCash®️ Card from American Express, it is actually simple to find the maximum and the minimum limit. That is because the amount you can get depends on your credit score. If you end up applying for the card, and if your score is very high, you will get a nice credit limit. The same happens for the opposite. If your score is low, then your limit is also low. 

Do you want to request? Learn how to get the SimplyCash®️ Card from American Express credit card right here 

Trying to learn how to apply for the SimplyCash®️ Card from American Express? That truly can be hard, be we can help. Now we will teach you more about what this card needs to be applied to. Just click down below and learn.