See how to apply for Assent Platinum Secured


Assent Platinum Secured: Best for: Security — Safeguard Your Spending

Assent Platinum Secured

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Rates & Fees
Apply Now on Assent Platinum Secured website
  • Annual Fee

    The card has an annual fee of $49.

  • APR

    It offers a 0% introductory APR on purchases for the first six months. After the introductory period, the regular APR is 12.99% on purchases and 18.99% on cash advances. This is relatively low compared to many other secured cards.

  • Intro offer

    The card offers benefits like zero fraud liability, ID theft protection, and Mastercard Global Service, which provides emergency assistance worldwide.

  • Eligibility

    The card is available in all US states except Arkansas, Iowa, New York, and Wisconsin. It is designed for those with poor, limited, or no credit history and requires a credit score of 300 or more for approval.

Product Details
With the Assent Card you can build, strengthen, or rebuild your credit starting with a $200 deposit! Applying online is quick and easy – no credit history or minimum credit score required.
Our take
  • Applying is quick & easy with our SECURE online application.


  • If approved, pay the refundable Security Deposit between $200 – $2,000 to open your account.


  • No Minimum Credit History or Credit Score Required!
  • Download our First Progress branded Mobile App to manage your Assent Card account. Available for iOS or Android.

What if you had a credit card that not only helped you get your credit history in check but also assisted in building your credit score, providing you with a better life and an improved chance at obtaining a superior credit card? It might sound like a dream, something too good to be true, but believe me, it is a reality.

I’ve just described a category of credit cards designed explicitly for individuals with bad credit, and one shining example among hundreds, if not thousands, is the Assent Platinum Secured. This credit card is tailored to help you elevate your credit score. In addition to aiding in credit improvement, the Assent Platinum Secured offers a maximum limit of $2000.

While this may not be unprecedented, it’s relatively rare when considering credit cards designed for people with bad credit. These features are the key aspects you’ll be utilizing with the Assent Platinum Secured. Today, we’ll delve into more details about this credit card and provide you with all the information you need to know.

Requirements to request the Assent Platinum Secured:

I’ll do my best to explain everything you need to know about this credit card, and one crucial aspect is the set of requirements necessary to apply. These are essential criteria that you must understand and meet to proceed with the application.

  • Must be at least 18 years old.
  • Must reside in the United States.
  • Needs to have a credit score between 300 and 550.

Necessary documents to request the Assent Platinum Secured:

Yes, there are required documents, and while it may seem a bit tedious, it’s a standard procedure to prove your identity. Below are the documents you’ll need to provide for the application:

  • Identity documents.
  • Proof of residence.

These documents are essential for verifying your identity and fulfilling the necessary protocols. If you’re interested, you can review the details below to ensure you have everything in order for a successful application.

Who should apply for the Assent Platinum Secured credit card?

As the application period for this credit card is drawing to a close, it’s time to discuss the main profiles of individuals who would benefit the most from applying. While it’s not mandatory or urgent, meeting these profiles will greatly enhance the advantages you can gain from the Assent Platinum Secured.

If You Have Bad Credit:

Having bad credit is a common situation, and there’s no need to feel ashamed or reluctant to address it. The Assent Platinum Secured is tailored to assist individuals with bad credit, providing an opportunity to improve their creditworthiness.

If You Prefer a Higher Limit:

While this credit card may not offer an exceptionally high limit compared to more expensive cards, it stands out among similar cards in its category. Many credit cards for individuals with bad credit have limits below $1000, whereas the Assent Platinum Secured offers a limit of up to $2000. This feature makes it an appealing choice for those who desire a higher credit limit.

If you want to build your credit:

Building your credit is a challenging task that requires assistance, and that help can come in the form of a small plastic card with some numbers printed on it. The card I’m referring to is the Assent Platinum Secured. This card is designed to aid you in building your credit, helping you achieve the best credit standing possible.

If you don’t mind not having extra benefits:

Our final profile for this credit card is for individuals who don’t mind forgoing additional benefits. While applying for a credit card is a positive step, some cards may not offer extra perks or rewards. While this aspect may not be surprising, it may not be suitable for everyone. If you’re someone who doesn’t mind the absence of extra benefits, the Assent Platinum Secured could be a suitable choice for you.

One piece of advice for those wishing to apply for the Assent Platinum Secured:

If you’ve finally made the decision to apply for this credit card, believe me, it’s a choice you’re unlikely to regret. However, even with reassurance, there might be moments of uncertainty, where you find yourself hesitating and questioning if it’s the right decision. Sometimes, you just have to take the leap.

My advice is to apply for this credit card because it’s the kind of advice you might need. Many people may waver in their decision due to the perceived lack of benefits. But if you never try, you’ll never know if this card is the right fit for you. You won’t discover if applying for it was the best choice or if it wasn’t.

Even if there’s a small chance that this might not be the perfect card for you, it doesn’t change much. Applying is easy, and if it turns out it’s not what you expected, you can always cancel it just as effortlessly. So, don’t worry too much, and I’m confident the application process will go just as smoothly as you imagine.

Is this card really worth it? Let’s compare the pros and cons:

Applying for a credit card with no extra benefits is challenging, especially if you’re accustomed to enjoying such perks. However, it’s crucial to recognize that this card is genuinely beneficial because it aids in building credit. While it lacks additional benefits, consider it as a stepping stone towards eventually accessing more feature-rich cards, akin to climbing a ladder.

Now, delving into the specifics of the pros and cons, a drawback is the annual fee associated with this card. To be honest, it’s not ideal, but it’s not overly burdensome since the annual fee is quite low. On the positive side, envision the advantages of building credit and having a higher limit, exceeding expectations.

Apply now for the Assent Platinum Secured.

If you’re prepared to take the step towards applying for this credit card and unlocking its benefits, you’re just a click away from initiating the application process. Below, you will find the direct link that will guide you through the necessary steps to get started on your application journey for the Assent Platinum Secured credit card.

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