See how to apply for Amazon Prime Rewards


Amazon Prime Rewards: Best for: Amazon Shoppers — Increased Savings on Amazon and Whole Foods Purchases

Amazon Prime Rewards

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Rates & Fees
Apply Now on Amazon Prime Rewards website
  • Annual Fee

    There is no annual credit card fee for cardholders. However, an Amazon Prime membership is required to access the card’s rewards, which costs $119 per year.

  • Rewards rate

    The card offers 5% back on purchases at, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases. It also provides 2% back at restaurants, gas stations, and on local transit (including rideshare), plus 1% back on all other purchases.

  • Intro offer

    New cardholders receive a $70 Amazon gift card upon approval.

  • Recommended Credit Score

    The card is generally available to those with good to excellent credit scores.

Product Details

Earn 10% back or more on select products with Prime Card Bonus

Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon. Limited-time offers.

Our take
Additional benefits built right in

• Auto Rental Collision Damage Waiver
• Baggage Delay Insurance
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Roadside Dispatch®
• Travel Accident Insurance
• Travel and Emergency Assistance
• Purchase Protection

Are you ready to transform your shopping experience and unlock incredible savings and rewards? Look no further than the Amazon Prime Rewards Credit Card.

In this article, we’ll delve into the exciting world of this credit card, highlighting its advantages and guiding you through the essential requirements and documents needed to apply.

What Are the Requirements for Application?

Before you can embark on a journey of savings and rewards with the Amazon Prime Rewards Credit Card, there are certain requirements you need to meet. These criteria ensure that you’re an eligible and responsible cardholder. Here’s what you typically need:

  1. Age: To apply for the Amazon Prime Rewards Credit Card, you generally need to be at least 18 years old. Keep in mind that age requirements may vary depending on your location.
  2. Residence: Most applicants should have a valid U.S. address, as the Amazon Prime Rewards Credit Card is primarily available to U.S. residents. International applicants may have different options.
  3. Employment: While being employed is not always a strict requirement, having a stable source of income can enhance your chances of approval. Credit card issuers want to ensure that you can manage your credit responsibly.
  4. Minimum Income: Some credit cards, including the Amazon Prime Rewards Credit Card, may have a minimum income requirement. The specific income threshold varies depending on the card you’re applying for, so check the income requirements for this card.
  5. Credit History: Your credit history plays a significant role in the approval process. A positive credit history, including factors like payment history and account age, can work in your favor.

What Documents Are Necessary?

Now that you know the basic requirements, let’s talk about the documents you’ll need to complete your Amazon Prime Rewards Credit Card application. Having the right documents ready can streamline the process and ensure a smooth application experience. Here’s what you’ll typically need:

  1. Personal Identification: Provide a valid government-issued photo ID, such as a driver’s license or passport, to verify your identity.
  2. Proof of Residence: You’ll need to confirm your address. A utility bill or a lease agreement with your name and address can serve as proof.
  3. Income Verification: To demonstrate your ability to manage credit responsibly, you’ll need to provide proof of income. Pay stubs, tax returns, or employment verification letters are commonly accepted forms of income documentation.
  4. Social Security Number (SSN): Your SSN is essential for credit checks and verification purposes.
  5. Previous Financial Statements: In some cases, you may be asked to provide bank statements or information about your existing financial obligations.

By ensuring you have these documents readily available, you can simplify the application process and increase your chances of approval for the Amazon Prime Rewards Credit Card.

Now that you’re well-prepared with knowledge about the requirements and necessary documents, you’re ready to take the next steps toward securing your Amazon Prime Rewards Credit Card. Don’t miss out on the incredible savings and rewards this card has to offer – start your application today and begin your journey toward financial freedom and unbeatable shopping experiences!

Who Should Consider the Amazon Prime Rewards Credit Card?

Wondering if the Amazon Prime Rewards Credit Card is right for you? Let’s delve into various profiles of individuals who can make the most of this card:

The Avid Amazon Shopper

If you find yourself frequently clicking “Add to Cart” on, the Amazon Prime Rewards Credit Card is tailor-made for you. With a generous 5% cashback on and Whole Foods Market purchases, it’s a shopper’s dream. This card is perfect for those who make Amazon their go-to for everything from everyday essentials to special treats.

The Dining and Fuel Enthusiast

For those who often dine out, commute, or have a daily drive, this card offers 2% cashback on dining, gas station, and drugstore purchases. It’s an excellent choice for foodies who enjoy meals at restaurants, road warriors who fuel up at gas stations, and anyone who frequents drugstores for their essentials. The cashback rewards can quickly add up.

The Globetrotter

If you’re a traveler who loves exploring new destinations, the Amazon Prime Rewards Credit Card can be your trusty companion. With no foreign transaction fees and travel benefits like travel accident insurance and baggage delay insurance, it’s perfect for jet-setters seeking convenience and savings on their adventures.

The Amazon Prime Member

For existing Amazon Prime members, this card is a no-brainer. Seamlessly integrated with your Prime membership, it offers enhanced cashback rewards and exclusive discounts. If you’re already enjoying the perks of Prime, why not supercharge your savings with the Amazon Prime Rewards Credit Card?

Our Advice for Amazon Prime Rewards Credit Card Applicants

If you’re considering applying for the Amazon Prime Rewards Credit Card, here’s our valuable advice to ensure a seamless and successful application:

  1. Assess Your Spending: Evaluate your spending habits and financial goals. Select the card that aligns with your primary spending categories, whether it’s, dining, fuel, or travel.
  2. Activate Your Amazon Prime Membership: To unlock the card’s full potential, you must be an Amazon Prime member. Weigh the cost of Prime membership against the potential savings and benefits from the card.
  3. Check Your Credit: Review your credit score and credit report to ensure they’re in good standing. A positive credit history can improve your approval odds.
  4. Prepare Documentation: Gather essential documents, including personal identification, proof of residence, income verification, and your Amazon account details, to streamline the application process.
  5. Responsible Usage: Once you have your Amazon Prime Rewards Credit Card, use it responsibly by making on-time payments, maintaining low balances, and staying within your credit limit to maximize rewards and build a positive credit history.

Weighing the Pros and Cons – Is It Worth It?

In our assessment, the Amazon Prime Rewards Credit Card is undeniably worth considering, and here’s why:


  1. Generous Cashback Rewards: The card offers an exceptional 5% cashback on and Whole Foods Market purchases. If you’re a frequent Amazon shopper, these rewards can lead to substantial savings.
  2. Versatility: Beyond Amazon, you earn 2% cashback on dining, gas station, and drugstore purchases, as well as 1% cashback on all other expenses. This versatility means you can enjoy rewards across various spending categories.
  3. No Annual Fee: Unlike many premium credit cards, this card doesn’t come with an annual fee, making it accessible to a broad range of users.
  4. Travel Benefits: Travelers will appreciate the absence of foreign transaction fees and travel-related perks, such as travel accident insurance and baggage delay insurance.
  5. Integration with Amazon: Your rewards are seamlessly integrated with your Amazon account, simplifying the redemption process.


  1. Requires Amazon Prime Membership: To fully harness the card’s potential, you must be an Amazon Prime member. While Prime offers a plethora of benefits, including streaming services and free shipping, it comes with an annual fee that should be considered.
  2. Focused on Amazon: While the card offers rewards in other categories, its primary strength lies in Amazon-related spending. If you don’t frequently shop on Amazon, you might not maximize its potential.

In conclusion, the Amazon Prime Rewards Credit Card is unquestionably worth it for specific individuals. If you’re a regular Amazon shopper who takes advantage of Prime’s benefits, this card is a game-changer. The significant cashback rewards, no annual fee, and versatile rewards categories make it an excellent choice for optimizing savings. Travelers will also appreciate its travel perks.

However, if you’re not an Amazon enthusiast or don’t see yourself utilizing the Prime membership fully, you might want to explore alternative credit card options that better align with your spending habits.

Apply for the Amazon Prime Rewards Credit Card on the Official Website Today!

Ready to experience unparalleled savings and rewards? Click the button below to be directed to the official website and start your application for the Amazon Prime Rewards Credit Card.

Don’t miss out on this fantastic opportunity to enhance your shopping experience and enjoy incredible benefits. Apply now and embark on a journey of savings with the Amazon Prime Rewards Credit Card!

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