See all about Petal 1 Visa 


Petal 1 Visa: Best for: No Fees — Save on Annual Costs

Petal 1 Visa 

Lustezz rating
3 /5
Rates & Fees
Apply Now on Petal 1 Visa  website
  • Annual Fee


  • Variable APR

    25.24% – 34.74%

  • Cash back

    2% – 10%

  • Credit Limit

    $300 – $5,000

Product Details

Understand the path to a limit increase.

With the Leap program, earn a credit line increase in 6 months by making qualifying on-time payments. Terms apply.
Our take

Credit history made simple.

Pay from your phone.

Add your Petal card to your mobile wallet for easy, on-the-go payments.

Designed to build credit.

We report to the major bureaus so you can grow your credit score with responsible credit use.

Tap to it.

Equipped with contactless payment technology for fast & secure checkouts — simply tap and go.

Do you like credit cards with an annual fee? Maybe you don’t, I personally hate them! I don’t enjoy having to pay a fee in order to use a credit card, to me, it is counterproductive (there are just some exceptions that ill accept) that is why today we are recommending you a credit card that not only will help you daily, but does not charge an annual fee. 

This mysterious card we are talking about not only has no annual fee, but it actually has another major service to help you. That service is that it helps you build credit. Building credit is a very important thing if you want to get the best benefits on it and out of it. And as you may know, a lot of people don’t really learn how to build a credit score. 

That is why the Petal 1 Visa will help you with that. The card design specially to help build credit is going to be your best shot at getting that so desired credit score you wanted. But of course, this card does not only offer those benefits, you can also enjoy a maximum credit limit of up to $5.000! Isn’t that amazing? If you are interested in the Petal 1 Visa, keep reading. 

What are the requirements to request the Petal 1 Visa 

You must be interested in learning more about the Petal 1 Visa. I of course am happy to indulge you the best I can. After a long search, we are finally able to give you not only all the benefits and cons the card has, but also the requirements. Let’s take a look. 

  • Be over 18 
  • Be a US citizen or permanent resident 

What are the necessary documents to request Petal 1 Visa 

Do you want to know what documents you need for the Petal 1 Visa? If so, then you should read down below. 

  • ID, 
  • Rent proof 
  • Residence proof 

Who should apply for the credit card Petal 1 Visa 

There are a lot of things that can help you when applying for a credit card. One of them is learning all the benefits that the specific card has, and that means that if you do have a credit card to help you with your life that has good benefits, it is a good one. That is what we call a good profile for a card, and that is what we will be telling you today. 

To build credit 

Are you in need of building your credit? Don’t get me wrong, that is something many need on this earth need because every day the economy gets worse and more debts rise. Still, it is something to be careful about, and being able to raise your score is a good thing. The Petal 1 Visa has its priority to help you get the highest score ever. 

If you enjoy cashback 

Cashback is enjoyable, actually it might be one of my favorite benefits of all time, well, that and some other ones but still, a card to build credit having cashback? It is rarely heard of, and it is something really difficult to come buy, specially without annual fees. That is what makes the Petal 1 Visa special, it will help you without anything in return. 

If you like a high limit 

Having a credit card with a high limit is the goal for many, but you are not expected that from a card to help you build credit, right? It is a fascinating combination, since most cards to build credit I’ve seen don’t even have a maximum limit of $800, and this one goes all the way up to $5000. It is truly something to take a look. 

If you don’t enjoy paying annual fees 

Annual fees are awful. I hate them and am not afraid of saying it. But it is okay, most people dislike them since if you can get a free card, why not choose them? That is why this is such a good card for you. With it, you can use all the benefits the Petal 1 Visa has, and even building your credit and all of that for the small price of nothing! 

One advice for the ones that wish to apply for the Petal 1 Visa 

Are you excited to apply for the card? I bet you must be very, but there are a lot of things you must learn first. And today I want to give you advice since, well, it will surely help you with the application process. To be honest, you won’t need much, just something basic that will guide you. Well, I strongly advise you to compare cards. 

This is an amazing card don’t get me wrong and if I needed it I would totally apply for it, but I might not be the same to you since we all have different lives. That means that even though it is nice to me, it can be bad to you even with all the benefits, all the qualities the cashback, the high limit and all of that. All because we are different people. 

So if you like this card, keep your options open, save this one for later, search a bit more and when you find some other cards that might be good, you make a good comparison, and then you can finally decide what is the best credit card for you. Something that simple will definitely help you, I’m sure of it, just give it a try. 

Is this card really worth it? Let’s compare the pros and cons 

There is no need to dwell on this a lot. This is a good card, and we have already established that. Now, it is a good card because the only con we have is the high APR, and only that. And well, for the benefits we have the cashback, we have no annual fees, no transaction fees outside your country, things like that, that will make the Petal 1 Visa the best one yet. 

Apply now for the Petal 1 Visa 

Start now and apply for the Petal 1 Visa. Don’t waste time and click down below.

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