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CIBC Select Visa
Do you want to know how to apply for this credit card?
See how you can benefit from the CIBC Select Visa credit card and start spending less money on fees today! Let’s see how small the annual fee really is.
So, what is your dream credit card? We know this question might sound a little too cliché, but believe us when we say it is the best way we can start this. When you first know what you are looking, the options become way more narrow. Let’s meet the CIBC Select Visa credit card.
Today we talk about the CIBC Select Visa credit card. To narrow your research, we have this credit card. Today, you will learn more about it on a more personal level. You will also find that the card is very good. Come find the pros and cons down below.
Discover the best credit cards across Canada
Why we recommend the CIBC Select Visa credit card
Why would we recommend the CIBC Select Visa credit card? Well, as you can see, the credit card does not have much against it. The card is simple and straightforward. With it, you can get many benefits for the smalls prices and fees, and that is the main reason why we recommend it so much.
Did you know that the CIBC Select Visa credit card has a welcome bonus where you get a 0% balance transfer rate and a 1% balance transfer fee for the first 10 months of having the credit card? And then outside the welcome bonus, you also have small fees.
For example, the 13.99% purchase annual interest rate. And when you apply for another cardholder with the CIBC Select Visa credit card, it will be free. See, there is so much this card can give you and with asking so little of you.
What can I use the CIBC Select Visa credit card for?
The CIBC Select Visa credit card is easily used for anything you want. Do you want to go shopping? Take the CIBC Select Visa credit card with you! Maybe you want to pay some bills or even just buy something online. The point is, there is not a real specific use. You are free to do whatever you wish!
Come learn more about the credit card advantages
It might sound funny to you, but not many people actually search a lot when applying for a credit card. That is truly a pity since, well, learning about it before getting it is one of the best things to do. That is why today we bring you a list with all the benefits of the CIBC Select Visa credit card.
- Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer feet and a first year annual fee rebate
- Check full offer details below
- Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee
Transfer up to 50% of your assigned credit limit
If you choose to carry a balance, and you make your minimum payments on time, a balance transfer could save you money on interest - Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months.
- Only have to pay a 1% fee when you transfer your balance from another card to the CIBC Select Visa Card
- Once you take advantage of this offer, you will have a promotional rate balance on your account.
- Save on gas with CIBC and Journal Rewards
- Link and use your CIBC Select Visa Card with Journal Rewards to save up to 10 cents per liter at participating Pioneer, Bas Gas, Ultrapar and Chevron gas stations.
- Low ongoing Balance Transfer APR of 13.99%
- Low cash advance Interest of 13.99%
Learn what are the credit card disadvantages of this card
If you are planing on applying for the CIBC Select Visa credit card, then it is important that you learn everything about the card. And we do mean everything. That includes the bad side of it too. Down below, we bring you a list of it.
- There are other low interest cards available with no annual fee whatsoever
- Few distinguishing benefits beyond its interest rates
Don’t miss the chance to get this credit card, which is one of the best out there!
How is credit analysis carried out in the CIBC Select Visa credit card
So, now you may be asking: if you already know the pros and cons, what will you learn now? That is simple. Today you will learn about the credit analysis. The credit analysis is something made to your credit history to see if you can get the CIBC Select Visa credit card.
The CIBC Select Visa credit card company will take a look at your history and will be able to see how you are behaving financially. Which means that you can not hide anything from them. Now, how do they get the access to the credit history? Is easy and simple.
To get access to your credit history, the CIBC Select Visa credit card will need some documents. Then gully, those are the same documents you need to apply for the card. So no need to send anything extra, just the application form.
If they do need something more, they will ask you. Now, with the documents in hands, they will take a look at your score and you get a credit score. It is that simple. Now, the CIBC Select Visa credit card gives you a score, and you better hope it is high.
Is there a maximum and minimum credit card limit?
Yes, you do have a maximum and minimum. But with the CIBC Select Visa credit card, you get a credit limit based on the credit score that you got. The higher the score, the higher the limit, so from now on, you must improve it all the time.
Do you want to request? Learn how to get the CIBC Select Visa credit card right here
Now that we reached the end, you are probably interested in the CIBC Select Visa credit card. If you click down below, you will be able to learn how to apply for it! Keep reading.
