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CIBC Dividend®️ Visa Infinite
Do you want to know how to apply for this credit card?
When you apply for the CIBC Dividend®️ Visa Infinite credit card, you get to earn 10% cash back in the first 4 statements on net purchases of up to $2 thousand! Learn more!
To apply a credit card means change. Well, that might be a surprise to you, because why would it mean that? Well, if you want a new credit card, it means your current is not appealing anymore. This means you need new things. For that, we recommend the CIBC Dividend®️ Visa Infinite credit card.
That is right, today we will talk about the CIBC Dividend®️ Visa Infinite credit card. You probably already heard of the company, since it is a pretty famous one. But what about the credit card? Today we will be learning all the pros and cons of it. Keep going!
Discover the best credit cards across Canada
Why we recommend the CIBC Dividend®️ Visa Infinite credit card
Recommending the CIBC Dividend®️ Visa Infinite credit card is pretty easy. The card does that alone already. Being a card from a famous company like this one, it is normal that you find it appealing. The huge list of benefits is proof.
With the CIBC Dividend®️ Visa Infinite credit card, you can get a welcome bonus. You see, normally when applying for a card you can get a small bonus here and there, but the one from this card is amazing. You can get 10% cash back for purchases over $2500 for 4 months.
And of course, that is not the only benefit it has. You can also enjoy the big amount of cashback you get with the card. For example, you can get 4% of cash back on gas, groceries and charging card. 2% of cash back on restaurants, transports and bills.
And lastly, the 1% is the rest of things. So, as you may see, there are a lot of rewards you can easily get with the card. This is our mains reason for recommending the card. Now, there are many others, but you will find them by yourself along this.
What can I use the credit card for?
This is a credit card at all. You can apply for the CIBC Dividend®️ Visa Infinite credit card without a problem and then use it normally on every sector you want. You may use it in daily life to buy groceries or fill the tank of your car.
Maybe you want to go out to eat, or pay some bills. Based on the other benefits like the insurance, you can also sue the CIBC Dividend®️ Visa Infinite credit card for travel. The card has travel and purchase insurance to help you.
What are the credit card advantages?
Of course, the CIBC Dividend®️ Visa Infinite credit card will have positive points. If you plan on applying for the credit card, learning the pros and cons that it has will be a huge help. Which is why we are here. If you are interested in this credit card and the benefits, keep reading.
- Earn 4% cash back on gas, EV charging, and groceries.
- Earn 2% cash back on dining, transportation, recurring payments or bills
- Earn 1% cash back on all other purchases with no limit.
- First year rebated of annual fee. Each additional card is $30 per year, max 3.
- Very high cash back rates on eligible groceries and gas and electric vehicle charging
- Lucrative welcome offer
- Flexible cash back redemption policy
- Premium Visa Infinite benefits
- No limit on the total cash back you can earn
- Save on gas with CIBC and Journie Rewards
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking.
Don’t miss the chance to get this credit card, which is one of the best out there!
What are the credit card disadvantages?
Every credit card has its pros and cons. This, of course, means that you are always going to find something you dislike in a card. To help you better understand the CIBC Dividend®️ Visa Infinite credit card, we bring you here a list with all the cons it has. Keep reading.
- Maximum annual spending limits in accelerated cash back
- High-rise annual fee
- Mid-level income requirement
How is credit analysis carried out in the CIBC Dividend®️ Visa Infinite credit card
There is always something when you apply for a card. Otherwise, it would be really hard for someone to not get something, and the companies can not just give out products without thinking. To select people, the Credit analysis is used.
The credit analysis is something most people know of. It is made with the credit card, and also it is done before getting the card. It will start when you apply for the CIBC Dividend®️ Visa Infinite credit card. You need to send information.
Amongst that information, documents are essential and, of course, are the reason why applying for the CIBC Dividend®️ Visa Infinite credit card is even possible. Sending in those documents will help the company to check your credit history.
There they will see everything that they can. From debts, to loans to credit card. Anything you might think of will be shown. Which is why it is so important. After some time, you will be able to get the credit score. The score is what defines if you get the card or not.
Is there a maximum and minimum credit card limit?
Actually, there is not. We mean, there must be one, we just do not know the value of it. See it this way, you go through the credit analysis, and then with that you get a score. That score is the thing that will define your credit limit. So be sure to keep it at bait.
Do you want to request? Learn how to get the CIBC Dividend®️ Visa Infinite credit card right here
We have reached the end, what should we do now? Well, if you want to know more about the CIBC Dividend®️ Visa Infinite credit card, then you should click down below. If you do so, we can teach you how to apply for it.
