Learn more about the American Express: The Platinum Card®️ and how you can make all of your trips way more fun and comfortable!

If you are the type of person that needs a more expensive credit card, then it can be hard finding the right one. And although we could give you a lot of different options, we chose only one. Our favorites have always been the American Express card, after all. So, meet the American Express: The Platinum Card®️. 

The American Express: The Platinum Card®️ is the card we will be talking today. With more eccentric benefits, it becomes one of the best ones you can find when applying for a good card. If you want to know more and how to apply for it, keep reading. 

Why we recommend the American Express: The Platinum Card®️ 

Recommending a credit card is an important thing. That is because we are telling you the American Express: The Platinum Card®️ is safe to get. And it is, we recommend it a lot. If you are able to meet the requirements, you will have a lot of fun. 

Now, the card has so many benefits. You get vouchers, cashback, you also get benefits while traveling and access to special lounges to rest. The card even makes sure that you get, every year, a $200 travel and dining credit for you to enjoy. 

And, of course, you get a lot of insurance and help in travel. The security around you increases, and that makes it so that you never have to worry about anything. So, have you realized why we recommend it so much? 

What can I use the credit card for? 

Mainly, the American Express: The Platinum Card®️ is used for traveling. There is no confusion about that. When a card has 99% of benefits revolved around travels, you get a hint. You can still use it in the daily life to go to the groceries store and all of that, but travels are where the card truly shines. 

Credit card advantages 

Do you know how a credit card goes from good to great? Well, it usually happens after this point. Why is that, you ask? Well, here is the point of the benefits that the American Express: The Platinum Card®️ has. Let’s see down below what they are. 

• Baggage delay, baggage loss, car rental insurance 
• Trip cancellation and interruption 
• Platinum Card members can enjoy access to special events and unique opportunities 
• Enjoy premium benefits at the Toronto Pearson Airport 
• You will also have access to many leading hotel and car rental companies’ loyalty programs.   
• Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands 
• Unlock special experiences with the Platinum Card® 
• Earn up to 100,000 Membership Rewards® points – that’s up to $1,000 towards a weekend away 
• New Platinum® Card members, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Card membership 
• Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Card membership 
• Transfer points 1:1 to several frequent flyer and other loyalty programs 
• And way more… 

Credit card disadvantages 

Above, the American Express: The Platinum Card®️ went from good to great. Here it will go to great to amazing. The cons of a card can reinforce your resolve to get the credit card. If you want to know more about it, keep reading. 

• High annual fee of $799, one of the heftiest among Canadian cards 
• The rewards’ system can be complicated, especially for users not familiar with maximizing credit card points 
• Requires good to excellent credit for eligibility 

How is credit analysis carried out in the American Express: The Platinum Card®️ 

Did you know that every credit card goes thought this at some point? The American Express: The Platinum Card®️ is no different. Now you may ask why is this here, and some might not even know what it is. Well, the credit analysis is a term used in the credit card world to talk about the process of getting your credit history checked. 

Now, for any financial product you find, you will always have to go through the credit analysis, to see if you are worthy of getting it. Which is why today we want to tell you want you need to know to prepare for this event and how to get the most of it. 

Now, the analysis for the American Express: The Platinum Card®️ starts when you apply for the card. Applying for it will make so that you send to the company those specific documents to help around the searching for it. 

Now that everything is in hands, the analysis starts. All that is in the history will be seen. The debts you have, payments on time and many other things. When that is finally over, you will have a credit score based on how much you have on good financial choices. 

Is there a maximum and minimum credit card limit? 

Yes, you always will have a maximum and a minimum with the American Express: The Platinum Card®️. The thing is, we do can say they have a minimum and maximum, but we do not know what it is. The limit it has is based on how good the credit score was. If it was bad, the limit will be bad. 

Do you want to request? Learn how to get the American Express: The Platinum Card®️ credit card right here 

Do you like the American Express: The Platinum Card®️? We hope that this credit card truly made you feel good and happy. With the large amount of benefits it has, it will be the best one for you. Which is why we are here. 

If you want to apply for the American Express: The Platinum Card®️ then it is time that you click down below. Click down and learn what exactly it is that you need for the card.