See how you can benefit from the American Express Cobalt®️ Credit Card and start earning membership reward points. Take advantage of 5 times more points in restaurants! 

Do you know how important is the choice of applying for a card? Many people might not really realize it yet, if they are yet new to the thing. But you, who already have a credit card and know it matters, will probably enjoy this article. We will show you the best card, the American Express Cobalt®️ Credit Card. 

Why would a credit card be important, and why the American Express Cobalt®️ Credit Card? Well, you need to choose a card that in the long term will still benefit you. And well, looking at the one from today, we could see how it could benefit you. 

One of its main things being the rewards points that can, of course, be exchanged for discounts and other things. So yes, the card is a nice one for you. Today we will explore it way better. Let’s learn the pros and the cons of it right now! 

Why we recommend the American Express Cobalt®️ Credit Card 

Now, there is not really a way to tell this without you thinking that we want you to only apply for this card. We, of course, believe that you must always do comparisons before applying for something, but after the American Express Cobalt®️ Credit Card it might be hard for you. 

This card, although it has an annual fee, it is super low for you. It has amazing benefits, the main one being the rewards points. The card can give you up to five times more points on eats and drinks like restaurants or delivery. Then you can also get three times more points on streaming subscriptions in Canada. 

And of course, twice on travel and transit, once on everything else from shopping online and more, and one on Amex travel online. Any rental booking of hotels or card is eligible. As you can see, we recommend the card for its amazing benefits, and flexibility. 

We know how hard it is to get those extra benefits in your life. Credit cards are sometimes the things that are going to make you get really excited about purchases. So yes, we hope you can see why we recommend this, and we hope you enjoy it. 

What can I use the credit card for? 

Honestly, you can use the American Express Cobalt®️ Credit Card for so many things. But based on the benefits the credit card has, you have two specific main uses that, if you sue the card for it, you can get many benefits. Those are purchases and traveling. 

Purchases with the American Express Cobalt®️ Credit Card are just amazing. You get a shopping coverage with it, and an insane rewards point program. You can get 5 times more points on food, 3 on streaming services, twice on travel and transit, one on everything else and one more with Amex. 

And then we have traveling. Traveling is the thing that will make the card worth it. You can get the rewards points in traveling like it mentioned above. But you also get world-class service, travel coverage, the hotel collection and more! 

Credit card advantages 

Do you enjoy the benefits of a credit card? That is, of course, understandable. Being such an interesting card, you may see that the American Express Cobalt®️ Credit Card has many benefits. Let’s see them down below. 

• Every point counts with Amex, 
• Perks just for you, 
• The hotel collection, 
• Mobile coverage, 
• Travel coverage, 
• Welcome to American Express experiences, 
• Shopping coverages, 
• World.class service, 
• Exclusive offers with American Express, 
• Borrowing options. 

Credit card disadvantages 

Of course, the American Express Cobalt®️ Credit Card not only has benefits, but also downsides. The downside of the credit card will be on a list down below. So, we know you want to apply for the card, so if you are interested, keep reading. 

• Annual fee, 
• High fees. 

How is credit analysis carried out in the American Express Cobalt®️ Credit Card 

Have you heard of the credit analysis? Well, the credit analysis is an analysis made in credit card to see if the holder is worth of getting it. When you apply for the American Express Cobalt®️ Credit Card, you send in some documents. 

Using those specific documents, the company then will use them and take a look at your credit history. The credit history has every movement made, financially. Be it loans, unpaid and paid ones, credit card and any debts you have. 

From 0 to 1000, you get a score based on how good it is, in other words, the fewer debts the higher it is. That score is then sued to see if you are allowed to get the American Express Cobalt®️ Credit Card or not. It is also used in later fees. 

Is there a maximum and minimum credit card limit? 

Being a credit card, you will always have a maximum and minimum credit limit. For the American Express Cobalt®️ Credit Card, we have no information about the limit. That is because it is defined by the credit score. The higher you get, the higher your limit will be. 

Do you want to request? Learn how to get the American Express Cobalt®️ Credit Card right here 

Are you excited to apply for the American Express Cobalt®️ Credit Card? We know how hard it has been on you, trying to apply for the card and learning about it. But do not worry, we have talked so much about it, there is still more. 

You see, down below we can bring you more information. If you click on it, you will be redirected to the next part of this article. In that part, we will tell you how to apply for it, and the things you need to do, have, and see for that application to be successful. So, if you are interested, keep reading.