See how to request the Scotiabank®️ Gold American Express®️ Card 

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Scotiabank®️ Gold American Express®️ Card: Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.

Scotiabank®️ Gold American Express®️ Card 

Lustezz rating
5 /5
Rates & Fees
Find out how to get Go to the official Scotiabank website
  • Annual fee
    $120/year
     
  • Interest rates

    20.99% on purchases 22.99% on cash advances

  • Minimum credit limit

    $5,000 

  • Each supplementary Card

    $29/year

Product Details

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee
Our take

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards
  • Rarely travel or make foreign currency purchase

See how to request the Scotiabank®️ Gold American Express®️ Card 

Are you ready to apply for the Scotiabank®️ Gold American Express®️ Card? We talked so much about it today, which is also very nice, since we mentioned that applying for the credit card is very easy and simple. And with the first part of this article, you are halfway there. 

After learning all the benefits and things about the credit analysis, it is time you learn the more technical things. For example, we will teach you how to apply for the Scotiabank®️ Gold American Express®️ Card! You will learn all you need to be successful in that. 

That is why down below we bring you a whole article completely dedicated to that. Which means, yes, with the Scotiabank®️ Gold American Express®️ Card you will be able to have so much more. So, let’s see what you can do to apply for it. 

What are the requirements needed to apply? 

Just like other things you may need to do in order to apply for a credit card, learning the requirements is one of them. To apply for the Scotiabank®️ Gold American Express®️ Card, you need to know more about them, and you will be able to meet all the requirements. Which is why down below we bring you a list with all of the ones needed for it. 

  • Be a Canadian resident. 
  • Be at least the age of majority. 
  • Have no history of bankruptcy in the last seven years.  
  • Have a minimum annual gross income of $12,000. 

What documents are needed to request the Scotiabank®️ Gold American Express®️ Card 

If you are someone that understands the importance of learning the pros and cons of a credit card, then you know that the Scotiabank®️ Gold American Express®️ Card also has other things. For example, the documents needed to apply for it are important. That is why down below we bring you a list of all the documents needed for this card. 

  • Proof of identity; 
  • Proof of residency; 
  • Proof of income; 
  • Anything else they need. 

What are the biggest uses of this credit card? 

If you are someone who wants to apply for the Scotiabank®️ Gold American Express®️ Card, then you probably know that this card is going to be better for some types of people. You see, this credit card has some profiles and uses that some people will enjoy more, which is why we are bringing them here. If you want to know more, keep reading. 

High limit 

One of the biggest uses of the Scotiabank®️ Gold American Express®️ Card is because of the limit. It is not common to find a credit card with a minimum credit limit so high as up to 5 thousand. Which, of course, could be higher if you are able, but it is also very nice. 

Build credit score 

Building a credit score is useful and important. And we are not talking about you having a very low score and debts. We mean when you have no credit score because you have not been in the financial world for long. The Scotiabank®️ Gold American Express®️ Card can help you. 

For benefits 

The Scotiabank®️ Gold American Express®️ Card has very nice benefits. The card is going to be perfect for those who value the rewards and the benefits that can be earned with it. We are talking about the rewards points and what you can get with them. 

Better purchases 

Then we have purchases. The Scotiabank®️ Gold American Express®️ Card is amazing for purchases. The card will have a way to help you if you want to get a convenient and secure payment method for everyday purchases. Or if you want an interest free grace period on them. 

Our advice for those who are going to apply for a credit card  

If you are thinking of applying for the Scotiabank®️ Gold American Express®️ Card, then you must know that the application is easy. You will not waste time, and it will not take much time either. Just the normal amount. But before applying, we have some things to say. 

There is so much you can learn from a credit card and what it offers. For example, the Scotiabank®️ Gold American Express®️ Card is a card specially made for people who want to build credit score. Our advice today has to do with that. 

You see, because the credit card is for those people exactly, you will probably not find much use to it, or that many benefits, if you are someone who does not need to build credit history. Which is fine, you do not need to do that, but if that is the case, this is not the one. 

If you do not need to build a credit history, we advise you to apply for another card. While the Scotiabank®️ Gold American Express®️ Card would still a great option for you, it would not be enjoyed to its maximum, and you could get something better for your situation. 

BMO CashBack Mastercard®️

Don’t miss the chance to get this credit card, which is one of the best out there!

Weighing advantages and disadvantages – Is it worth it? 

Is the Scotiabank®️ Gold American Express®️ Card worth it or not? The simple answer is yes, the complex one is longer. You see, the credit card has very few cons. We mention the annual fee, that you have no cashback and your points cannot be transferred. 

Those are really annoying, but not really groundbreaking. Which is why the benefits are much better. You get a lot of different insurance for traveling and purchases, you even get discounts on hotels and all of that! And the bonus rewards points are very nice. That is why we believe the card to be so worth it. 

Request your Scotiabank®️ Gold American Express®️ Card on the official website once and for all! 

Ready to finally apply? We hope that the Scotiabank®️ Gold American Express®️ Card was everything you expected. This credit card is so much more than we originally thought, and we hope you can see it too. But now you want to apply, so if you want that, click down below and apply for it today! 

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