See how to request the RBC®️ ION Visa credit card 


RBC ION Visa – RBC’s best no Annual Fee Rewards Credit Card

RBC®️ ION Visa credit

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Rates & Fees
Find out how to get Go to the official RBC website
  • Annual Fee


  • Additional Card


  • Purchase Rate


  • Cash Advance Rate


Product Details

Earn 1.5X Avion points1 for every $1 spent on:

  • Grocery – Satisfy your taste buds by earning points on groceries.
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, and electric vehicle charging.
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases
Our take
  • Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards.
  • Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more.
  • No annual fee

Are you ready to apply for the RBC®️ ION Visa credit card? It is time for you to learn more about this credit card. Besides all the benefits it has, the credit card will still need some things from you. Which is why we are here today. Let’s learn more about this credit card down below! 

What are the requirements needed to apply? 

Let’s take a look at the requirements needed to apply for the RBC®️ ION Visa credit card. 

  • Any minimum income  
  • Any household income  
  • Recommended medium or more credit score  
  • You are a permanent Canadian resident and have reached the age of majority in the province in which you live. 

What documents are needed to request the RBC®️ ION Visa credit card 

No matter what you have, the credit card application will always require some sort of documents to prove your identity. That is why today we bring you down below a list of the documents the RBC®️ ION Visa credit card might ask of you. 

  • Proof of identity; 
  • Proof of residency; 
  • Proof of income. 

What are the biggest profiles of this credit card? 

Every credit card has specific profiles that will enjoy more the card. The RBC®️ ION Visa credit card is no different. Let’s see the main profiles from this credit card. 

If you want a welcome bonus 

Many might say that the RBC®️ ION Visa credit card is a normal and average credit card. And while that is the truth, it does not mean that the credit card does not surprise you. You can use the card to get the amazing welcome bonus it has! 

You see, when you first apply for the RBC®️ ION Visa credit card, you get a welcome bonus of up to 7 thousand Avion points. Not only that, but you can earn 3500 Avion points on approval, and another 3500 bonus points if you spend a minimum of $500 in the first three months. 

If you want rewards 

If you are the type of person that really enjoys when a credit card gives you as many rewards as possible, then you will probably enjoy the RBC®️ ION Visa credit card. With this card, you can earn rewards differently.  

With it, you can earn 1.5 points for every dollar that you spend on groceries, daily transit, ride-shares, EV charging, streaming, digital gaming and subscriptions. As for the rest, you earn a point for every dollar you spend on other purchases. 

No annual fee 

Not having an annual fee is going to be, and it already is, a huge benefit. Most people who end up choosing the RBC®️ ION Visa credit card, do it not only because of the amazing rewards. They also do it for the lack of an annual fee. 

An annual fee can be quite annoying when you can not spend much money or if you are tight in the financial area. So yes, this credit card is great for everyone who wants many benefits while not spending money. 

To pay bills 

The RBC®️ ION Visa credit card is actually a great card if you want to pay bills. You can use the service payback with points. That means you can use the Avion points to actually pay your bills! Even more, you can use the points to pay for other things. 

Be it the credit card balance, sending money to friends or others. The minimum redemption of money you can do with the card is $10. After that, you are free to use the points. 

Our advice for those who are going to apply for the RBC®️ ION Visa credit card 

So, are you in need of advice? That is completely normal, and we are sure that you are going to help you all the way. Now, the RBC®️ ION Visa credit card truly is a simple and easy card to apply for and does not need much work. 

The thing is, this credit card does not have that many extra benefits for traveling. Which can be a huge turn-off for most people. While this credit card does not have those benefits, it has a lot of others for other types of things like purchases. 

The thing is, if you come here with the hopes of getting a super expensive type of benefits in this card, then you will be disappointed. Don’t get us wrong, the RBC®️ ION Visa credit card truly is good and is going to be a great choice for you. 

But since it is a card with no annual fee, more for the public, you will not find anything out of the ordinary in case of benefits. So, if you apply for it, have that in mind. You will still enjoy it a lot, but is still good to know. 

Weighing advantages and disadvantages – Is it worth it? 

Now, should you apply for the RBC®️ ION Visa credit card? This is a question many have, and our answer is positive. This card is worth it, and you should apply for it. The thing is, many might not think that the card is good because of its cons. 

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To remember, the RBC®️ ION Visa credit card has only two cons, and that being no travel insurance and having less way to redeem points. But still, it does not make the card bad. You can get a lot of bonus points, no annual fee, you can even pay bills with said points. So yes, it is worth it. 

Request your RBC®️ ION Visa credit card on the official website once and for all! 

Finally, want to apply for the RBC®️ ION Visa credit card? It might have been a long journey with us, and still, you probably might have any doubts. For anything, you might wonder not answered here, contact the company and ask them! 

Now, if you are already sure you want the RBC®️ ION Visa credit card and the amazing benefits it has, then it is time for you to apply for it. If you click down below, you will be able to learn all that you need in order to apply for this credit card. 

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