Ads
CIBC Dividend®️
-
Annual fee
$120 — first year rebated $30 each for up to 3 additional cards — first year rebated Enjoy an annual fee rebate every year for the primary cardholder of up to $120 if you have a CIBC Smart Plus™ Account.
-
Purchase interest rate
20.99%
-
Cash interest rate
22.99% non-Quebec residents 21.99% Quebec residents
Your top cash back card benefits
Visa’s Zero Liability Policy
See how to request the CIBC Dividend®️ Visa Infinite credit card
Do you want to learn more about the CIBC Dividend®️ Visa Infinite credit card? Last time we mentioned how good the card is, naturally, you are interested. That is why we are here. Down below, we bring you all you need to know to apply for the card! Let’s see.
Discover the best credit cards across Canada
What are the requirements needed to apply?
So, do you know what is that the CIBC Dividend®️ Visa Infinite credit card needs? If you want to apply for this card, you are going to need to fulfill some requirements. Which is why we are here. Down below, we bring you a list of them. Keep reading.
- Minimum income $60 thousand a year
- Household income $100 thousand a year
- Recommended credit score of 725+
- You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
What documents are needed to request the CIBC Dividend®️ Visa Infinite credit card
Another huge part about the application of the CIBC Dividend®️ Visa Infinite credit card is the documents needed in the process. To help you not waste time on the application, we bring you a list with all the documents needed to apply for it. Read down below.
- Proof of identity;
- Proof of income;
- Proof of residency.
What are the biggest profiles/uses of this credit card?
To learn if the CIBC Dividend®️ Visa Infinite credit card is truly the credit card for you, many will take a look at where you can use the card and how people use it. Which is why we are here to bring you a list of the biggest profiles and or uses of the card.
For the welcome bonus
Now, of course, that applying for the CIBC Dividend®️ Visa Infinite credit card will bring you a lot of benefits. One of the most common ones and one of the best that most people are aware of is the welcome bonus. Everyone likes welcome bonuses.
Now, with the CIBC Dividend®️ Visa Infinite credit card, you will get a reward for getting the card. In the first 4 months, you will earn 10% of cashback on any purchase up to 2,500 you spend. That will be worth $250. Which is an insane amount.
To earn cashback
Cashback is one of the main services you can find in a credit card. The CIBC Dividend®️ Visa Infinite credit card of course has a lot of it. You can get three types of cashback. And if you count the welcome bonus, there would be four of them.
You can get 4% cash back on gas, EV charging, and groceries, 2% cash back on restaurants, transportation, and recurring bills/payments. And you can even get 1% cash back on all other purchases.
Visa infinite benefits
Now, you may think, “if the CIBC Dividend®️ Visa Infinite credit card is a visa, then do you have access to the benefits of visa?”. The answer is yes, you do have access to those benefits. You get to receive the full suite of the Visa Infinite benefits.
There are a lot of them. You can get use of the Visa Infinite hotel collection, Visa Infinite concierge, and Visa Infinite dining series. Even more, you get the visa infinite program, where you will have a ton of offers for you.
Don’t miss the chance to get this credit card, which is one of the best out there!
For savings at journie rewards affiliated gas stations
Finally, we have the last main use and profile for the card. You see, the CIBC Dividend®️ Visa Infinite credit card will help you not only earn extra rewards on your gas, but also at Journie Rewards gas stations. You can save up to 10 cents per liter on all your gas.
Well, that is when you pay with the CIBC Dividend®️ Visa Infinite credit card. Some of the gas stations that will help you with savings are : Ultramar, Fas Gas, Pioneer and Chevron. As you can see, there are a lot of them for you.
Our advice for those who are going to apply for the CIBC Dividend®️ Visa Infinite credit card
To apply a credit card is to take a huge step. We know how hard it can be to get the CIBC Dividend®️ Visa Infinite credit card and have no doubts or even questions. So we are here to help you a big on the credit card and the uses of it.
Well, as we have already seen, the CIBC Dividend®️ Visa Infinite credit card does have a lot of uses, and is able to give you a lot of different benefits than normal credit cards have. When this happens, it is normal that you want to spend more than you usually do.
This way you get more cash back and more benefits. The thing is, sometimes that can backfire. If you start spending too much, more than what you can, it can go south. You should be so careful, getting a credit card debt is so easy.
Normally you would just think that it is hard, but most debts are there. If your credit limit is not repaid, then you will go into debts. Which is why you should always be careful. This is our advice for you: do not spend more than you can, be wise.
Weighing advantages and disadvantages – Is it worth it?
Should you apply for the CIBC Dividend®️ Visa Infinite credit card? We believe so. This credit card might have an annual fee, and some strict requirements. But it is worth it. You get a lot of cashback in various things, and a lot of benefits.
The welcome bonus is just amazing, and you can also get insurance for various things. For example, travel and purchase insurance. The card also has the visa benefits, adding them to the list. So, it is worth it.
Request your CIBC Dividend®️ Visa Infinite credit card on the official website once and for all!
Let’s finally apply for the CIBC Dividend®️ Visa Infinite credit card? It is time to apply for this card, and we will help. Click down below, and you will be able to find the official page.
