See how to request the American Express Cobalt®️ Credit Card 

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American Express Cobalt®️ Credit Card: Earn up to 15,000 Membership Rewards® points

American Express Cobalt®️ Credit Card 

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5 /5
Rates & Fees
Find out how to get Go to the official American Express website
  • Card Type
    Credit Card
     
  • Annual Interest Rate

    20.99% on purchases and 21.99% on funds advances

  • Additional Cards
    No annual fee
  • Monthly Fee

    $12.99

Product Details

Earn up to 15,000 Membership Rewards® points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to 15,000 points in a year.

That’s up to $150 towards your next weekend getaway.

*Current or former Cardmembers with this Card are not eligible. Other terms apply.

Our take

Eligibility

To save time, make sure you can say yes to all of the following before applying for the American Express Cobalt® Card:

  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

See how to request the American Express Cobalt®️ Credit Card 

What is it that got you interested in the American Express Cobalt®️ Credit Card? Of course, learning about a card from someone that knows what is talking about, for sure can make you like it. Also, the card having a bunch of benefits may also help. 

With this one, you can get so many rewards points. Which is not really uncommon with credit cards, but when a card’s main benefit is the rewards points, just know you will get a lot of them. Like, for example, the 15 thousand rewards points you can get with it. 

Well, it’s that and so much more that makes the card so appealing. You have seen it in the first part of this article, and you will see it in this one. Down below, we will first start explaining more about what the card has, and what you need to apply for it. Let’s see. 

What are the requirements needed to apply? 

If you do not know, the credit card is not available for everyone. You can not just choose a credit card like you choose clothes. You might choose it, but the card can not choose you. Which is why you need to know the requirements needed to apply for the American Express Cobalt®️ Credit Card. If you are interested, keep reading down below. 

  • You are a Canadian resident and have a Canadian credit file 
  • You are the age of majority in the province or territory where you live 

What documents are needed to request the American Express Cobalt®️ Credit Card 

Any credit card you see around is going to be an important one. But, for every credit card, there is a set of documents needed to apply for it. Let’s see the documents needed for the American Express Cobalt®️ Credit Card. 

  • Identity; 
  • Proof of residency; 
  • Proof of rent. 

What are the biggest uses of this credit card? 

So, you really want to apply for the American Express Cobalt®️ Credit Card? We know, we already said this a thousand times, but it is always important to make sure. Because if you really want to, you need to learn how you fit in the card. To do so, you just need to take a look at the main profiles for the card. So if you want to know, keep reading. 

American Express®️ Gold Rewards

Don’t miss the chance to get this credit card, which is one of the best out there!

Annual fee 

The annual fee is a fee where you pay a certain amount per month so that you are able to use the card. In this case, the American Express Cobalt®️ Credit Card does have that annual fee. The thing is, it is such a small monthly fee that it will not disturb you. 

Rewards points 

A card that has reward points is common, and that is something many know. The thing is, the American Express Cobalt®️ Credit Card has a lot of those reward points. You will be able to get, for example, five times more points when buying food from restaurants. 

Traveling 

Traveling for sure is a tricky thing. It can be crazy expensive and go or very right or very wrong. Now, the American Express Cobalt®️ Credit Card is perfect for traveling. You can get rewards points, it has traveling benefits and hotel benefits too. 

Benefits 

Then at the end we have benefits in general. For those who enjoy benefits and many advantages, the American Express Cobalt®️ Credit Card is the one. You get travel coverage, hoping, perks, more points, different services and way more. 

Our advice for those who are going to apply for a credit card  

So, you are ready to get the American Express Cobalt®️ Credit Card? Well, wait a second, we still want to help you. How so you ask? Just having some benefits here and there for sure can help you apply for a card, but nothing is more precious than advice. 

Now, the American Express Cobalt®️ Credit Card is a card that has a credit limit defined by your credit score. The card itself has very nice benefits and things for you, that with a high limit, you will get more out of it. Which is why our advice has to do with that. 

When you apply for the American Express Cobalt®️ Credit Card, make sure you have a nice score. See that your score has a nice amount. Do not apply for this card if it is low, since it will be a waste. If it is low, try getting it higher and when you can apply for it. You will enjoy it way more. 

Weighing advantages and disadvantages – Is it worth it? 

So is the American Express Cobalt®️ Credit Card really the right call? Should you have anything else to know? Well, the card is something many will see as good, we are included of course. But it also has a bad side. Which is important to see. 

The card has some high fees and an annual fee. Those things can be a bad thing for many and enough to not want the card. But if you don’t mind, remember that you will be able to see so many benefits if you apply for it. 

Get amazing rewards points, mobile coverage, travel benefits, shopping benefits and so much more. Truly, the American Express Cobalt®️ Credit Card is worth it. If you want to apply for a credit card, know that this one is the best for you. Give it a try! 

Request your American Express Cobalt®️ Credit Card on the official website once and for all! 

We reached the end. After so long, we are finally able to wrap this up, and say that we are ready to help you apply for the card. If you got here and are still uncertain, do not worry, make some comparisons and see if this one is what you want. 

Now, if you finally have decided, and you are sure you want the American Express Cobalt®️ Credit Card, then click down below. When you click down below, you will be redirected to the official page of the card, and are going to be able to apply for it now. 

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