Applying for a credit card is truly a complicated thing, especially if you don’t know what card to apply. One thing to help you learn what type of card that you need is to take a look at your current one. If you’re planning on changing something, then something is not right. 

The thing is, with this credit card, you get a lot of benefits. One of them is going to be the no intro APR. Which means that if there is something that you’re looking for, then your current card doesn’t have it. And well, we’re going to present you more about the Wells Fargo Reflect® Card. 

This credit card might be just a perfect one for you and give you the best benefits that you’re going to find ever. So if you are interested in learning more about it, keep reading because down below will tell you everything that you need to know. 

Why we recommend the Wells Fargo Reflect® Card 

We recommend this credit card because of the benefits that it has within the first few months. With having the card now, the application process itself is going to be extremely easy, fast, and nothing to worry about, honestly. But the thing that really gives us more benefits is the APR. 

A credit card with no intro APR is not uncommon. Many cards will give you this benefit. The thing is, you’re going to get 21 months from account opening on purchases and qualifying balance transfers. And that is just a small amount of the benefits that you get. 

You can get a lot of other benefits like the no annual fee thing. Either way, whatever you find in this card is going to be yours, and you’ll get so many things that it’s actually great. So by the end of everything, this is the perfect card for daily life. 

What can I use the credit card for? 

And what about the uses? Well, as you’ve mentioned above, this is a card for daily things. That is because it doesn’t have any other rewards, for example, miles, points, programs and whatever benefits that you can get. 

It is a very simple credit card. It’s hard to find cards this simple, and although many might find it negative, it’s actually great for those who just want something for their daily life that doesn’t give you much. Not only that, but it is even good if you want to maybe get a better score. Or cell phone protection, of course. 

Credit card advantages 

Now you get so many benefits within a credit card since it is just exactly what you need. And thankfully, these credit cards understood the assignment and gives you so many benefits and good things, which is why if you keep reading, you’re going to find a list of all the benefits found in the Wells Fargo Reflect® Card. 

• 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5. 
• $0 Annual Fee. 
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. 

Credit card disadvantages 

This credit card has some negative things that are important for you to learn. Since applying for a card is not easy, learning the disadvantages is going to be a step ahead in front of everyone else that doesn’t know them. If you’re interested, don’t forget to keep reading. We’ll tell you everything that you need to know just down below. 

• No rewards. 

How is credit analysis carried out in the Wells Fargo Reflect® Card 

So are you looking for information in the credit analysis? Don’t worry, we got you. The credit analysis is going to start when you first apply for the credit card. You have to fill out some forms, send some documents, and they will use those documents to give you the information needed. 

Now with those documents in hand, the company will take a look at your credit history, and they will give you a credit score based on how good it is. In other words, everything that is bad and good financially that you’ve ever made is going to be there. Of course, that credit score is going to define if you get the card and your credit limit. 

Is there a maximum and minimum credit card limit? 

One thing that many people will look about a credit score and a credit card is going to be the credit limit. Well, the thing about credit cards is that most of them are going to have a lot of information specifically for people that want to apply for it. The credit limit is going to be one of it. 

The thing about the credit limit is that it’s going to be defined by their credit analysis and your credit score. And we have no information about a minimum or maximum credit limit that you’re going to get with this one. It’s just that that is going to define it. 

Do you want to request? Learn how to get the Wells Fargo Reflect® Card right here 

So are you excited to request a card, or are you just excited to see how you can request it? And if you actually can’t do it, well, whatever it is that you’re looking for, we are sure that you’re going to find it, especially if you keep reading, since if you keep reading, you’re going to find a button. 

And if you click on it, you’re going to the second part of the article. There we are going to teach you how to apply for the card and what you need in order to do so. So if you are interested, don’t forget to keep reading.