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Scotiabank Value®️ VISA*
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Annual fee
$29/year
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Low interest rates
12.99% on purchases 12.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)
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Minimum credit limit
$500
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Each supplementary Card
$0/year
Save on car rentals5
As a Scotiabank Value Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Value Visa card.
Save time at the checkout
Tap your Scotiabank Value® Visa* Card or your smartphone for quick easy payments.
Convenient with Visa payWave*simply wave your card and go!
See how to request the Scotiabank Value®️ VISA* credit card
Have you already decided to get the Scotiabank Value®️ VISA* credit card? Well, it is time for you to do so. Now, today, we want to bring you more information about the card. Yes, we talked a lot about it already, but there is more.
Today we will be bringing more information on the application process, what you need to do so and things you may find interesting while doing so. So if you are interested in the Scotiabank Value®️ VISA* credit card, then come here and learn more down below.
Discover the best credit cards across Canada
What are the requirements needed to apply?
If you are looking to learn more about the Scotiabank Value®️ VISA* credit card, then one good thing to do is to learn more about the pros and cons of it. Now that you already know, to apply for the card you need some requirements. Come see them.
- Minimum income $12K/yr
- Household income Any
- Recommended credit score 725+
- You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
What documents are needed to request the Scotiabank Value®️ VISA* credit card
If you already know what the requirements needed for the Scotiabank Value®️ VISA* credit card are, then you should know that the credit card has documents needed too. Which is why we are bringing them to you. Just keep reading and find out more.
- Proof of identity;
- Proof of income;
- Proof of requirements.
What are the biggest uses of this credit card?
No matter what you think of the Scotiabank Value®️ VISA* credit card, it is completely normal for people to want to play safe. To help you learn more about the card, we are here to bring you the main biggest uses and profiles of people who apply for it. Let’s see.
Low annual fee
Now that you know what you’re what the Scotiabank Value®️ VISA* credit card is about, learning a bit more about the main profiles is good. Now, one of the main people that applied for the Scotiabank Value®️ VISA* credit card is those who like no annual fee.
Don’t miss the chance to get this credit card, which is one of the best out there!
Being one of the most hated rates, the annual fee might be complicated to get rid of. But with the Scotiabank Value®️ VISA* credit card, you can pay a very small one. With it, you will not have to pay huge amounts of it.
Low rates
The low rates are another thing that you can find within the Scotiabank Value®️ VISA* credit card. This credit card not only has very nice benefits and all, but it also has very low fees. This way you will spend less and less by the time.
With the Scotiabank Value®️ VISA* credit card, you can find that the card has the welcome bonus, where you only get no rates on balance transfers for 10 months. But outside that, you can find that the interest rate is of only 12.99%.
Additional cardholders
If you are someone with a big family that you want to share, this is important. You see, additional cardholders are very common with credit cards. Basically, someone gets the Scotiabank Value®️ VISA* credit card, puts money, and asks for an additional card.
When you get the additional card, you can use whatever money there is in the card. Even more interesting, with the Scotiabank Value®️ VISA* credit card, the additional cardholder is free. So, no more paying those extra fees.
Rental cars
Finally, we have rental cars. Now, the Scotiabank Value®️ VISA* credit card is a card with many surprised and think we do not recommend it. But we do recommend it, and it is not for nothing, of course, there are extra benefits with it. One of them is with cars.
The Scotiabank Value®️ VISA* credit card has a 25% discount. You can save up to that value at Avis car rental locations not only in Canada, but around the whole world. So yes, it is a pretty good deal, and you will like it.
Our advice for those who are going to apply for the Scotiabank Value®️ VISA* credit card
So, is there anything we can help with the Scotiabank Value®️ VISA* credit card? There is so much to understand now that we reached the end of the articles. Now, we can not give you much more, but we hope advice is enough.
When you apply for the Scotiabank Value®️ VISA* credit card, you do get a credit limit. We want to warn you. The credit limit, although is an amazing thing, you can also find that the card can easily go into debts because of the wrong uses of it.
Imagine you end up with a pretty nice limit on the Scotiabank Value®️ VISA* credit card. That is completely okay and nice, the thing is, if it is too high you will feel the need to use all of it. But most people do not count how they will pay back, and that is bad.
Getting debts because of the wrong uses of a credit card is so easy. That is why when you apply for one, you need to be someone that can control urges and do not spend in useless things. Now and then is okay, but always is not.
Weighing advantages and disadvantages – Is it worth it?
Should you apply for the Scotiabank Value®️ VISA* credit card? We believe you should. The credit card can have many good points that benefit you. First of all it has a very small fee, and rates on interest and in balance transfers.
That already compensates for the tiny annual fee you get. And things will only get better with the Scotiabank Value®️ VISA* credit card. You can get discounts, more cards for free and an interest rate low. So yes, it is worth it.
Request your Scotiabank Value®️ VISA* credit card on the official website once and for all!
Let’s apply for the Scotiabank Value®️ VISA* credit card? If you want to start applying for the credit card, click down below and start the process right now!
