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Capital One Quicksilver
Are you excited to learn more about credit cards? Well that is sure something many are right now since today we have so many options to choose that it gets overwhelming. Well, but choosing a credit card is not the only option you have right now, you must know how to choose it not only based on the card, but also based on, well, yourself.
If you don’t take yourself into account, things may go south and that is not something you want, right? You want to have the best experience, you want to have the best benefits and the best card so that your daily life is the best one and easiest one yet. And that is exactly why we are here today to show you more about an amazing card.
Enjoying a lot of exclusive benefits is amazing for you. You can get a credit card very easily if you meet the requirements and will also get the best qualities. Meet the Capital One Quicksilver. With this card, you can experience what is like having a more luxurious card that is good! If you are interested, keep reading.
Why do we recommend the credit card Capital One Quicksilver
I can safely say that I recommend this card for a variety of reasons. There is not much you can say about it since it is something you can do without any problems, that being recommending a card. The most important thing is that you must learn everything about it and compare it with the fees and things that are lower and expected of a good card.
The Capital One Quicksilver is recommended because it is perfect for travels. Traveling is something many often do, and it is always nice to have that extra help and effort. Of course, it is also a good card that we recommend because of all the qualities it had, like the cashback system or the rewards’ system that won’t expire ever. It is honestly a very complete card.
Our opinion about the credit card Capital One Quicksilver
It is finally time to hold out our opinion about the Capital One Quicksilver. It might not come as a surprise to you, but this card is something unique. When you think of complex cards like this, you will always think of a card with a huge annual fee to compensate. I, too, fell into that rabbit hole, and well, we can say I was surprised when I learned it had no annual fee.
It comes as a surprise not because I think it is a bad thing, but because if we take into account all the benefits and good sides of the Capital One Quicksilver, you can definitely see that it has many things. The cashback, the high limit, the traveling benefits and protection services, all of that is of a card that get an annual fee, and the Capital One Quicksilver not charging it, is amazing.
Learn the pros that Capital One Quicksilver has
Every card will have benefits, ones more than other, but that is only natural since every card is different and created for different people. Now, if you want to apply for a good card with good benefits, keep reading because right now we will be showing you all the pros of the Capital One Quicksilver.
- Traveling benefits
- Extra security
- No annual fee
- Cashback
- Rewards program
- Reward points don’t expire
- Low APR
Cons that the credit card Capital One Quicksilver has
Yes, you can see that even this amazing card will have a bad side. I can assure you that the cons of the Capital One Quicksilver are not going to be something super awful, and are very small. So let’s take a look.
- Low minimum credit limit
- High credit score needed
How is the credit analysis made with the Capital One Quicksilver
Every credit card will go through a credit analysis. Well I kind of lied, not every card, there are some very specific ones that won’t make you go thought that, but it is really rare and specially for people that have a bad credit score. Well, with the Capital One Quicksilver it is not like that, and you need to go through it even if you don’t want to.
Don’t worry, it is not something you will dislike, and really it won’t affect you much. When you go through a credit analysis, it is common that for a short period of time, your credit score will lower for a bit. It is not anything dramatic, but don’t worry since it will go back to normal once it is over. Now, for the analysis, the company will follow some simple steps.
The analysis is made first thing when your application is sent. They will look at your form, get the information needed and will go through all the data. You will then get a score based on your financial history and that includes things you spend, things you buy, if you have debts, what you get every month and all those little things. Then you can see if it is a good score or not.
Does this card have a pre-approved limit?
To be honest, this card does have an actual limit. This did surprise me, but not because it has a limit, but because of the limit and how it is. The Capital One Quicksilver does have a small minimum limit, going up to only $300, but the maximum one can really get to you! You can enjoy up to $30.000 with the Capital One Quicksilver.
Now, you of course might not get the maximum on the first try unless you have an amazing history, but that does not mean you get the $300. You may get a lower one depending on your situation, and when it goes some time and your situation is better, you may apply for a better limit. But remember you can only get a higher limit if your credit score does improve, if not it can even go lower.
Do you want to apply for it? Learn now how you can do it!
Finally, up to apply for the Capital One Quicksilver? Keep reading and click down below to do so.
